Earn points on your Super kartica with DDOR

Earn points at 100 DDOR points of sale, by calling the Customer Center (toll-free at 0800 303 301) or online, and insure what matters most to you. Enjoy numerous benefits when taking out insurance with us, all while earning points on your Super kartica.

What types of insurance qualify for points?

All insurance products intended for individuals are included, whether they cover your property, vehicle, yourself, or your loved ones. For multi-annual policies, points are accrued for each year of coverage.

Exclusions from the points program

You don’t earn points in the following cases:

When you conclude policies from special insurance offers, except in cases where the special offer includes multiple (double or triple) points,
When you take out insurance through external sales channels (technical check-points, travel agencies, etc.) as points are awarded exclusively for purchases made at DDOR offices. The list of our offices is available here.
When you take out insurance of crops, fruits and/or livestock.

Points system

Basis for awarding points

For every 199 dinars of insurance premium, points are awarded based on the system shown in the table below. This amount serves as the basis for awarding points. Policies with a lower premium do not qualify for points.

Product name	No. of points based on insurance premium
Internet travel package	199 RSD = 4 POINTS
Roadside assistance	199 RSD = 4 POINTS
Accident insurance	199 RSD = 4 POINTS
Travel health insurance with assistance	199 RSD = 4 POINTS
Home assistance package	199 RSD = 4 POINTS
Multi-annual roadside assistance	199 RSD = 4 POINTS
Travel health insurance	199 RSD = 4 POINTS
New travel health insurance	199 RSD = 4 POINTS
Mini casco	199 RSD = 2 POINTS
Insurance of houses and apartments	199 RSD = 2 POINTS
MTPL insurance riders	199 RSD = 2 POINTS
MTPL insurance	199 RSD = 2 POINTS
Multi-annual insurance of houses and apartments	199 RSD = 2 POINTS
Property insurance	199 RSD = 2 POINTS
Casco vehicle insurance (one-year and multi-annual)	199 RSD = 1 POINT
Life – Endowment insurance	199 RSD = 1 POINT
Life – No risk	199 RSD = 1 POINT
Life – Term life insurance	199 RSD = 1 POINT
Life – VIP Life	199 RSD = 1 POINT
Life – Credit life insurance	199 RSD = 1 POINT
Life – No risk PLUS	199 RSD = 1 POINT
Life – Term life with decreasing sums	199 RSD = 1 POINT

Examples

Insurance type	Insurance premium (RSD)	Points on your Super kartica
Travel health insurance with assistance	3,200.00	64
Insurance of houses and apartments	7,000.00	70
Casco vechicle insurance	40,000.00	201

The points you collect can be used for purchases within the Super kartica partner network until the last day of the following month. Points can be availed within one hour of the transaction.

More details are available at www.superkartica.rs