Accidents can’t choose the time or place they happen, but you can choose to be insured in the event of an accident. Afford yourself and the members of your family or household full protection, regardless of the time and place of the accident.
Accident insurance offers financial protection in case of unexpected events that can be fatal, lead to dismemberment or cause health problems that require medical assistance.
Accident insurance can be stipulated as individual insurance by selecting the desired package:
Individual set
Family set
MAX package (insurance of children, elementary school, high school and university students)
INDIVIDUAL SET
The individual set allows you to choose between 6 basic package options.
The table below shows the insured risks and insured sums for each package.
OPTION
1
2
3
4
5
6
DEATH DUE TO ACCIDENT
300.000
300.000
400.000
400.000
500.000
1.500.000
DEATH DUE TO TRAFFIC ACCIDENT
300.000
300.000
400.000
400.000
500.000
1.500.000
DISMEMBERMENT
600.000
600.000
800.000
800.000
1.000.000
3.000.000
TREATMENT COSTS
50.000
50.000
70.000
70.000
90.000
300.000
DAILY ALLOWANCE
-
150
-
200
-
-
* insured sums are shown in RSD
Additional riders can be stipulated with the basic packages (shown in the table below).
BONE FRACTURE
20.000
30.000
40.000
SURGICAL INTERVENTIONS DUE TO ACCIDENT
20.000
30.000
40.000
* insured sums are shown in RSD
FAMILY SET
The family set allows you to insure all members of your household with whom you share your income. The following are considered household members: spouse, children, and other members of the household listed individually on the policy or on the enclosed list. A household is defined as a family or other community of persons who live together and share their income.
The insurance is stipulated by one household member and the insurance cover applies to all household members listed in the policy.
OPTION
1
2
3
DEATH DUE TO ACCIDENT
300.000
600.000
700.000
DISMEMBERMENT
600.000
1.200.000
1.400.000
* insured sums are shown in RSD
Additional riders can be stipulated with the basic packages (shown in the table below).
BONE FRACTURE
20.000
25.000
30.000
SURGICAL INTERVENTIONS DUE TO ACCIDENT
20.000
25.000
30.000
* insured sums are shown in RSD
MAX PACKAGES
MAX PACKAGE allows you to insure preschool children, elementary school, high school, and university students.
The table below shows the insured risks and insured sums for each package for the insurance of preschool children and elementary school students.
The table below shows the insured risks and insured sums for each package.
OPTION
1
2
3
4
DEATH DUE TO ACCIDENT
250.000
500.000
1.000.000
1.500.000
DEATH DUE TO TRAFFIC ACCIDENT
250.000
500.000
1.000.000
1.500.000
DISMEMBERMENT
1.000.000
2.000.000
4.000.000
6.000.000
TREATMENT COSTS
172.550
350.800
749.100
1.050.000
DAILY ALLOWANCE FOR IMMOBILIZATION DAYS
500
1.000
1.000
1.000
* Insured sums are shown in RSD
* If disability is less than 5%, the dismemberment rider is stipulated with a deductible.
The table below shows the insured risks and insured sums for each package for the insurance of high school and university students:
OPTION
1
2
3
4
DEATH DUE TO ACCIDENT
250.000
500.000
1.000.000
1.500.000
DEATH DUE TO TRAFFIC ACCIDENT
250.000
500.000
1.000.000
1.500.000
DISMEMBERMENT
1.000.000
2.000.000
4.000.000
6.000.000
TREATMENT COSTS
172.500
350.500
749.300
1.100.000
DAILY ALLOWANCE FOR IMMOBILIZATION DAYS
500
1.000
1.000
1.000
* insured sums are shown in RSD
* If disability is less than 5%, the dismemberment rider is stipulated with a deductible.
Moja kućica – insurance of apartments and houses
A home is much more than the place you hang your hat; it's where you live, make memories, and create a safe haven for yourself and your loved ones. That's why it's important to protect it from unexpected risks. The “Moja kućica” program provides comprehensive coverage for your home – house or apartment, and for the items in it.
We all understand the importance of taking care of our health. By taking prevention, we increase our chances of maintaining good health. However, when medical assistance becomes necessary, having access to good and prompt healthcare services and support is essential.