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Individual accident insurance packages

Consider unforeseen circumstances in advance.

Accidents can’t choose the time or place they happen, but you can choose to be insured in the event of an accident. Afford yourself and the members of your family or household full protection, regardless of the time and place of the accident.

Accident insurance offers financial protection in case of unexpected events that can be fatal, lead to dismemberment or cause health problems that require medical assistance.

Accident insurance can be stipulated as individual insurance by selecting the desired package: 

  1. Individual set
  2. Family set
  3. MAX package (insurance of children, elementary school, high school and university students)

INDIVIDUAL SET

The individual set allows you to choose between 6 basic package options. 

The table below shows the insured risks and insured sums for each package.

OPTION

1

2

3

4

5

6

DEATH DUE TO ACCIDENT

300.000

300.000

400.000

400.000

500.000

1.500.000

DEATH DUE TO TRAFFIC ACCIDENT

300.000

300.000

400.000

400.000

500.000

1.500.000

DISMEMBERMENT

600.000

600.000

800.000

800.000

1.000.000

3.000.000

TREATMENT COSTS

50.000

50.000

70.000

70.000

90.000

300.000

DAILY ALLOWANCE

-

150

-

200

-

-

* insured sums are shown in RSD

Additional riders can be stipulated with the basic packages (shown in the table below).

BONE FRACTURE

20.000

30.000

40.000

SURGICAL INTERVENTIONS DUE TO ACCIDENT

20.000

30.000

40.000

* insured sums are shown in RSD

FAMILY SET

The family set allows you to insure all members of your household with whom you share your income.
The following are considered household members: spouse, children, and other members of the household listed individually on the policy or on the enclosed list. A household is defined as a family or other community of persons who live together and share their income.

The insurance is stipulated by one household member and the insurance cover applies to all household members listed in the policy.

OPTION

1

2

3

DEATH DUE TO ACCIDENT

300.000

600.000

700.000

DISMEMBERMENT

600.000

1.200.000

1.400.000

* insured sums are shown in RSD

Additional riders can be stipulated with the basic packages (shown in the table below).

BONE FRACTURE

20.000

25.000

30.000

SURGICAL INTERVENTIONS DUE TO ACCIDENT

20.000

25.000

30.000

* insured sums are shown in RSD

MAX PACKAGES

MAX PACKAGE allows you to insure preschool children, elementary school, high school, and university students.

The table below shows the insured risks and insured sums for each package for the insurance of preschool children and elementary school students.

The table below shows the insured risks and insured sums for each package.

OPTION

1

2

3

4

DEATH DUE TO ACCIDENT

250.000

500.000

1.000.000

1.500.000

DEATH DUE TO TRAFFIC ACCIDENT

250.000

500.000

1.000.000

1.500.000

DISMEMBERMENT

1.000.000

2.000.000

4.000.000

6.000.000

TREATMENT COSTS

172.550

350.800

749.100

1.050.000

DAILY ALLOWANCE FOR IMMOBILIZATION DAYS

500

1.000

1.000

1.000

* Insured sums are shown in RSD 

* If disability is less than 5%, the dismemberment rider is stipulated with a deductible.

The table below shows the insured risks and insured sums for each package for the insurance of high school and university students:

OPTION

1

2

3

4

DEATH DUE TO ACCIDENT

250.000

500.000

1.000.000

1.500.000

DEATH DUE TO TRAFFIC ACCIDENT

250.000

500.000

1.000.000

1.500.000

DISMEMBERMENT

1.000.000

2.000.000

4.000.000

6.000.000

TREATMENT COSTS

172.500

350.500

749.300

1.100.000

DAILY ALLOWANCE FOR IMMOBILIZATION DAYS

500

1.000

1.000

1.000

* insured sums are shown in RSD 

* If disability is less than 5%, the dismemberment rider is stipulated with a deductible.

  • Moja kućica – insurance of apartments and houses

    A home is much more than the place you hang your hat; it's where you live, make memories, and create a safe haven for yourself and your loved ones. That's why it's important to protect it from unexpected risks. The “Moja kućica” program provides comprehensive coverage for your home – house or apartment, and for the items in it.

  • Zdravo da ste

    We all understand the importance of taking care of our health. By taking prevention, we increase our chances of maintaining good health. However, when medical assistance becomes necessary, having access to good and prompt healthcare services and support is essential.