Risks are an inevitable part of any business, but their consequences don’t have to be! Choosing the right way to avoid them is a smart business move, because success should never be left to chance. Everything you’ve invested years of effort, money and time into deserves proper protection.
For service businesses, which often have substantial obligations towards third parties and rely on the unobstructed functioning of their premises, property and equipment, this type of insurance is a crucial protection factor. Running a service business comes with many unforeseen risks – from damage to property and equipment to accidents that can occur in day-to-day interactions with customers and partners. With these challenges in mind, DDOR has developed an insurance package that not only protects your business property, but also ensures the safety of your employees and gives you peace of mind at all times.
By choosing this policy, you protect your business against risks such as fire, flood and theft and at the same time cover third-party liability, which is a crucial aspect for the long-term success and stability of your company. With this policy, you can invest a small amount and receive comprehensive protection that ensures stress-free operations.
This policy covers a wide range of service businesses and allows you to focus on your growth while staying protected against various risks. Below are some of the businesses eligible for this type of insurance:
Every industry has its own requirements and this policy offers comprehensive cover tailored to your business needs.
The utility services insurance policy offers protection against various unforeseen events that could jeopardize your business. Whether caused by natural disasters, theft or workplace accidents, this policy covers a wide range of risks.
You can stipulate insurance under the basic sections and then extend your cover to ensure comprehensive protection for your property and employees. As every aspect of your business is vital, each section serves a specific purpose and provides valuable benefits.
This section provides cover against basic risks, including:
In addition to the basic risks, Section 1 also includes supplementary risks which can be stipulated separately:
It protects your business property from burglary theft and robbery, including stocks, equipment, money in cash registers, and money being handled.
It provides coverage for liability toward third parties and any damage you may cause to their property or health in the course of business operations.
This section provides protection for your employees against accidents, including dismemberment, treatment costs, and death due to accident.
DDOR’s utility services insurance policy offers many benefits, making your business easier and safer.
Cover nine individual risks with a single policy, which simplifies administration and makes cost planning easier.
Insuring all major risks in a single policy means less time spent renewing and managing multiple policies.
The policy provides protection against basic risks such as fire, outflow of water, glass breakage, as well as supplementary risks such as flood and equipment breakdown.
If your business premises are rented, you do not have to insure the building itself, but you can insure your own property, equipment and investments in the premises.
The policy protects your employees against consequences of accidents, including dismemberment, treatment costs, and death due to accident.
Third-party liability insurance in the event of damage to property or injuries.
Take advantage of additional discounts if you stipulate multiple sections or conclude long-term contracts.
Many service businesses opt for a combination of basic property insurance and third-party liability insurance.
Basic property insurance protects your property against natural disasters, while third-party liability insurance protects you against possible costs arising from damage or injury to third parties in the course of your business operations.
