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DDOR Kockica – Life insurance for children

For a happy childhood and carefree future

Life insurance for children is a way for you to invest in your children’s future while looking out for their best interests. This insurance provides your children with financial security from the moment of their birth, enabling you to provide for them, be it for their education, travels or first steps on the path to independence. An insurance package with a savings component, DDOR Kockica helps you plan ahead and create a stable foundation for your children or grandchildren, no matter what the future may hold for them.

Why is this insurance important?

Our children are our most important investment, and setting aside funds for them enables us to protect them from various risks and unforeseen situations which life is fraught with, while simultaneously saving up for important milestones on their road to adulthood. Whether you’re thinking about their education, sports activities or the time when they decide to start their own families, the best insurance for children enables you to be there for them and support them at every crossroads they encounter.

The first brick in the foundations of your children's future

This life insurance package for children with a savings component has multiple benefits, including:

  • the option of insuring your children from the moment they’re born: this enables you to start setting aside funds as soon as your child is born;
  • secure finances for a secure future: set aside the funds your child will need for their education, independence or achieving important life goals;
  • payment of the insured sum along with the corresponding profit: after the stipulated period of insurance has expired, the funds will be paid out, along with the corresponding profit.

Lay the foundations of your children’s stable future.

How you can insure your children with DDOR Kockica

Thanks to its savings component and insurance riders, our insurance package for children enables you to make sure that your children enjoy a carefree future, with safety and support every step of the way.

Savings

DDOR Kockica enables you to start saving as soon as your children are born, so that you know they're all set when it comes to financing their education, travels or independence.

Protection

Insurance riders stipulated alongside DDOR Kockica provide an added layer of security in case of unforeseen situations such as accidents, surgical interventions, bone fractures or hospital days.

Disability

Options included in insurance riders offer financial support in times of need, such as disability and dismemberment.

Savings for children – for a happy childhood and carefree future

Thanks to DDOR Kockica, saving up for your children’s future can be tailored to your needs, with flexible terms and payment options.

  • Insurance term: insurance can be concluded for a period between 5 and 25 years, depending on your plans and goals.
  • Minimum annual premium starting from 200 euros, enabling you to start saving up easily.
  • Unlimited maximum insured sum gives you full control of your child’s security.

Premium payment methods:

  • Single premium payment for the entire term of your insurance.
  • Premium payments in annual or monthly installments, depending on what’s most convenient for you.

Insurance riders for added security

Surgical interventions due to an accident

Bone fracture

Hospital days due to an accident

Dismemberment

100% dismemberment

Payment of the stipulated insured sum or percentage of the stipulated insured sum for surgical interventions following an accident, subject to the insurer's Table of surgical interventions.

Payment of the stipulated insured sum or percentage of the stipulated insured sum for bone fractures, subject to the insurer's Table of bone fractures.

Payment of the stipulated daily allowance for a hospital stay needed to treat the consequences of an accident. Included in the EPIDEMIK PROTEKT package.

Payment of:
1. a percentage of the stipulated insured sum in the event of dismemberment, if the insured's partial dismemberment occurred due to an accident, subject to the insurer's Disability Table,
2. the stipulated insured sum in the event of dismemberment, as specified in the policy or policy endorsement, provided that 100% dismemberment occurred due to an accident, subject to the insurer's Disability Table.

Payment of the stipulated insured sum in the event of total dismemberment, subject to the insurer's Disability Table.

Najčešća pitanja

  • Can I insure several children under a single insurance policy?

    At the moment, one policy covers one child. If you have more than one child, you’ll need to conclude separate insurance contracts for every child.

  • What happens if I stop paying premium before my insurance contract expires?

  • Can I change the amount of my premium during the term of insurance?

  • What happens if I want to cancel my contract before its expiry?

  • How is the insured sum paid out after my contract expires?

    Payment is made in the full amount, including the corresponding profit, directly to the insured’s or policyholder’s current account, subject to the terms of the contract.

Najčešće birani slični proizvodi

  • Term life insurance

    The decisions you make today will determine your family's future financial stability when it matters the most. DDOR Term life insurance is designed to enable you to make the proper financial provisions for your family, regardless of daily exposure to risks and your dynamic lifestyle. With its affordable premiums and flexible terms, our insurance enables you to insure a large sum without placing an added burden on your budget.

    Learn more

  • No Risk – Pure endowment insurance

    No Risk life insurance with a savings component is the perfect mix of security and savings which enables you to protect yourself and your loved ones, while planning and saving up for the future at the same time.

    Learn more