Do you have clearly defined plans and wish to increase your assets?
Bring your ideas to life through our competitive savings and life insurance program – Secure profit. By taking out a single insurance policy, you will be able to invest in the safer financial future of your family.
This unique policy lets you generate profit and save up simultaneously, while also providing additional insurance coverage.
In today’s turbulent economic circumstances, the only investment that guarantees long-term stability is investing into a savings and insurance program. Secure profit enables secure investments in your future.
DDOR osiguranje offers a wide range of benefits, making this program one of our most popular choices:
Along with our basic insurance, DDOR osiguranje lets you choose between 14 different types of insurance riders, designed to provide additional security for our clients.
Payment of the stipulated insured sum in the event of death, if the insured’s death occurred due to an accident.
Payment of the stipulated insured sum in the event of death, if the insured’s death occurred due to a traffic accident.
Payment of the stipulated insured sum or percentage of the stipulated insured sum in the event of a surgical intervention necessary following an accident, as per the insurer’s Table of surgical interventions.
Payment of the stipulated insured sum or percentage of the stipulated insured sum in the event of a surgical intervention necessary following an illness, as per the insurer’s Table of surgical interventions.
Payment of the stipulated insured sum in the event of occurrence of one of the dread diseases specified in the insurance terms and conditions – insurance coverage is no longer valid once the insured sum for one dread disease has been paid out.
Payment of the stipulated insured sum in the event of occurrence of one of the dread diseases specified in the insurance terms and conditions – insurance coverage remains active for the other dread diseases even after the insured sum has been paid out for one dread disease. The price of insurance includes coverage for children in the amount of 1/3 of the insured sum.
Payment of the stipulated insured sum in the event of occurrence of a malignant disease (coverage for invasive and non-invasive cancer). The price of insurance includes coverage for children in the event of invasive cancer in the amount of 1/3 of the insured sum.
Payment of the stipulated insured sum or percentage of the stipulated insured sum in the event of bone fracture, as per the insurer’s Table of bone fractures.
Payment of the stipulated daily allowance for a hospital stay needed to treat injuries sustained in an accident.
Payment of the stipulated daily allowance for a hospital stay needed to treat an illness or for childbirth.
Payment of the stipulated daily allowance during the period of temporary disability caused by an accident.
Payment of:
Payment of the stipulated insured sum in the event of total dismemberment, as per the insurer’s Disability Table.
In the event of total permanent disability (dismemberment), the insurer assumes the obligation of continuing to pay the premium, and remains obliged to pay out the insured sum after the contract has expired.
Our Secure profit savings and life insurance program is meant for individuals who prioritize:
Thanks to its flexible options and customized period of coverage, this program is an excellent choice for individuals who want to save up while remaining financially stable.
Secure profit insurance offers flexible terms customizable to clients’ needs, which includes the following:
These insurance terms and conditions enable ease of access, making Secure profit a suitable choice for a wide range of users.
The majority of Secure profit users prefer a combination of basic insurance and insurance riders which provide an added layer of protection and complete security. Some of our popular insurance riders include:
These combinations offer a comprehensive level of protection and provide added security for users and their families.
We’re pleased to inform you that „DDOR Novi Sad” a.d.o. Novi Sad generated profit from investing mathematical reserves funds from our NO RISK and SECURE PROFIT life insurance products (model 3) in 2024.
In order to inform our clients in a timely manner, and in keeping with the provisions of statutory regulations and insurance terms and conditions, our company sent a notice on distribution of profit to each client who concluded a pure endowment insurance contract – NO RISK and SECURE PROFIT by 27.12.2022, provided that the respective policy was active or capitalized as at 31.12.2024.
Notices related to each individual insurance contract contain information on the profit-share balance and the amount of the total accrued additional insured sum starting from the date of insurance inception.
