The decisions you make today will determine your family’s future financial stability when it matters the most.
DDOR Term life insurance is designed to enable you to make the proper financial provisions for your family, regardless of daily exposure to risks and your dynamic lifestyle. With its affordable premiums and flexible terms, our insurance enables you to insure a large sum without placing an added burden on your budget.
DDOR Term life insurance lets you create added financial security for your loved ones, with minimal investments. Flexible terms, a quick procedure, and additional covers make it a reliable choice when it comes to protection for you and your family.
Its main benefits include:
In order to ensure enhanced financial protection, DDOR Term life insurance offers a wide range of insurance riders. These additional options let you customize your policy and provide security in numerous unforeseen situations.
Along with our basic insurance, DDOR osiguranje lets you choose between 14 different types of insurance riders, designed to provide additional security for our clients.
Payment of the stipulated insured sum in the event of death, if the insured’s death occurred due to an accident.
Payment of the stipulated insured sum in the event of death, if the insured’s death occurred due to a traffic accident.
Payment of the stipulated insured sum or percentage of the stipulated insured sum in the event of a surgical intervention necessary following an accident, as per the insurer’s Table of surgical interventions.
Payment of the stipulated insured sum or percentage of the stipulated insured sum in the event of a surgical intervention necessary following an illness, as per the insurer’s Table of surgical interventions.
Payment of the stipulated insured sum in the event of occurrence of one of the dread diseases specified in the insurance terms and conditions – insurance coverage remains active for the other dread diseases even after the insured sum has been paid out for one dread disease. The price of insurance includes coverage for children in the amount of 1/3 of the insured sum.
Payment of the stipulated insured sum in the event of occurrence of a malignant disease (coverage for invasive and non-invasive cancer). The price of insurance includes coverage for children in the event of invasive cancer in the amount of 1/3 of the insured sum
Payment of the stipulated insured sum or percentage of the stipulated insured sum in the event of bone fracture, as per the insurer’s Table of bone fractures.
Payment of the stipulated daily allowance for a hospital stay needed to treat injuries sustained in an accident.
Payment of the stipulated daily allowance for a hospital stay needed to treat an illness or for childbirth.
Payment of the stipulated daily allowance during the period of temporary disability caused by an accident.
Payment of:
Payment of the stipulated insured sum in the event of total dismemberment, as per the insurer’s Disability Table.
In the event of total permanent disability (dismemberment), the insurer assumes the obligation of continuing to pay the premium, and remains obliged to pay out the insured sum after the contract has expired.
Term life insurance provides flexible terms which enable you to customize the policy to your needs and finances. The stipulated terms define your right to the payment of the insured sum and the period of insurance.
The right to the payment of the insured sum can be exercised in the event of the insured’s death during the period of the term life insurance contract, subject to insurance terms and conditions.
Over time, certain combinations of insurance riders have proven to be the most popular among insureds. Our clients typically opt for riders which provide added financial protection in the event of accidents or illnesses.
Popular insurance riders include:
By selecting these insurance riders, insureds can enjoy advanced protection and financial security for themselves and their families in the event of unforeseen circumstances.
