ddor

Whole life insurance

‘Live to be a hundred’

Modern life is full of uncertainty, and the least we can do in these precarious times is be responsible towards ourselves and our closest family members.

DDOR osiguranje, your reliable partner in any unexpected situation, is here to offer you a way to ease this uncertainty. Our life insurance for seniors, called ‘Live to be a hundred’, enables you to provide financial security for your loved ones when they need it.

‘Live to be a hundred’ is a whole life insurance which provides lifelong coverage for you if you’re aged between 50 and 75. If you’re interested in taking out this insurance, all you need is your personal identity document –your ID or your passport.

Benefits of DDOR's 'Live to be a hundred' insurance

Whole life insurance is the best way to ensure financial stability for your loved ones. In situations where unforeseen events can significantly affect your family budget, this type of insurance provides peace of mind and a stable financial buffer.

Quick and easy procedure

You can conclude our insurance policy quickly by simply presenting your identity document, and without the need to undergo a medical examination, which makes this product extremely accessible.

Lifelong protection

Insurance is valid over your entire life, providing financial security regardless of age.

Payment of the insured sum

In case of the insured’s death, the insured sum is paid out to his/her family or beneficiaries, subject to insurance terms and conditions.

Return of paid premium

In the event of death within the first two years following insurance conclusion, this insurance provides a refund of up to 80% of the paid premium, making this an added bonus for insureds.

Quick payment of the insured sum

Once an insured event has been reported, DDOR osiguranje guarantees a quick payment of the insured sum, and provides immediate financial security for the family.

Flexible payment terms

Premium is payable in monthly or annual installments, enabling increased flexibility and customization of payment terms depending on the insured’s preferences.

Accessible for seniors

Insurance is available to persons aged between 50 and 75, which makes it the perfect choice when it comes to financial protection for seniors.

Who are the ideal candidates for whole life insurance?

Whole life insurance is ideal for individuals aged between 50 and 75 looking for a quick and easy policy conclusion procedure, without the need to undergo a medical examination. It provides lifelong protection and financial security for the family in the event of death, with payment of the stipulated insured sum in the event of death, or the return of 80% of the paid premium if death occurs within the first two years.

This insurance is the perfect choice for individuals looking for long-term financial stability, as well as for individuals with a stable income who prioritize the financial protection of their family. The premium is affordable, starting from just 600.00 dinars a month, making this product accessible to a wide range of clients.

Financial security for your family

By selecting our ‘Live to be a hundred’ insurance, you provide what’s most important for you and your family – peace of mind. We guarantee quick payment of the insured sum immediately after an insured event has been reported, so that your loved ones feel less alone in those difficult times.

This insurance enables you to select the desired insured sum, which can be up to 600,000 dinars, with an affordable premium starting from just 600.00 dinars a month. Premium is payable in dinars or in euros, and can be fully customized to your needs. Whole life insurance ‘Live to be a hundred’ enables you to be responsible towards yourself and your loved ones, making the future less uncertain.

Recommended combinations of riders

When you choose this insurance, you can also arrange insurance riders for death due to accident and for dismemberment.

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