A home is much more than the place you hang your hat; it’s where you live, make memories, and create a safe haven for yourself and your loved ones. That’s why it’s important to protect it from unexpected risks. The “Moja kućica” program provides comprehensive coverage for your home – house or apartment, and for the items in it.
Unique on the market, and customized to meet the needs of modern people, DDOR’s product called “Moja kućica” covers more than 15 different risks. This policy provides extensive protection for your home, the things inside it, as well as for your household members, while at the same time letting you select the risks you want to be insured against, based on your preferences.
“Moja kućica” is a product intended for all homeowners who wish to protect their property, themselves and their families against potential risks. This insurance provides safety not only for your house or apartment, but also for any outhouses you might have within your household.
When things suddenly go wrong, be it a fire, flood or a burglary, it’s important to know that you’re safe and that there won’t be any unforeseen financial losses. This insurance program, unique on the Serbian market, provides complete protection for your entire household – “Moja kućica” and “24/7 Emergency home repairs” give you peace of mind, knowing that your property has been adequately protected.
DDOR Novi Sad offers special protection for losses resulting from earthquakes. This option covers costs of repairs on houses, apartments, outhouses, and weekend homes, as well as the items located within them. This insurance is valid for all buildings which were functional and fit for intended use before an earthquake, thereby providing additional security in the event of this natural disaster.
The “Moja kućica” policy enables you to insure the following:
Select the “Moja kućica” package, and you can also benefit from “24/7 Emergency home repairs” which will take care of any emergencies in your home.
Pipes burst, electrical faults occur, front door locks break, and similar accidents typically happen on Sundays or holidays. What happens if your handyman is unavailable and the next-door neighbor is away?
DDOR Novi Sad is always here when you need it. This is why we’ve designed an efficient solution for your problems – “24/7 Emergency home repairs”, in cooperation with the globally acclaimed assistance company, “Europ Assistance”, whose services are available to 300 million clients spread over five continents.
At your service non-stop, 24 hours a day, we provide the following services:
“24/7 Emergency home repairs” insurance provides organization of assistance and coverage of costs of professional labor, 24 hours a day, for the following services:
All of the above services are at your disposal 24/7, so that you can quickly resolve any issues you might have in your home, regardless of the time of day or night when they occur.
We’ve created a premium calculator for all those who want a quick and simple estimate of the price of insuring their home. This tool enables you to enter basic information about your building and the protection you need, based on which you’ll receive a personalized email offer as soon as possible.
The calculator has been designed to enable us to collect all the relevant information needed to create a precise offer, as simply as possible. The process is quick and easy:
After you’ve entered your data into our calculator, our expert staff will process your information and send a personalized offer to your email as soon as possible.
In just a few steps, you’ll receive a precise insurance offer, specifically tailored to meet your needs and take care of your priorities!
The price of insurance depends on a variety of factors which define the type of coverage, property value, as well as any specific risks you might wish to be insured against. The key factors which determine pricing include:
The cost of insurance should be viewed as a long-term investment into the security of your home. As an example, calculate how much it would cost you to repair damage caused by flooding, fire or burglary, and compare this amount to the annual insurance premium. The majority of risks covered by our policy implies potential high costs, while the price of insurance is relatively low compared to potential losses.
With our “Moja kućica” insurance, you can also activate the “24/7 Emergency home repairs” service, which includes:
In situations which call for an emergency intervention, call the Help Center as soon as possible on 021 450 456 and 011 228 4147. Don’t try to resolve the problem on your own (other than to prevent further damage or in order to save lives). Follow the instructions you get from the Help Center.
The amount of premium depends on several factors, including property value, selected covers, as well as type of property.
Household appliances and devices can only be insured against basic fire risks. This includes devices such as home appliances, television sets, computers, and other valuable items, within the basic insurance coverage.
Indemnity depends on the selected insurance package and the coverage you have arranged. Typically, costs of repairing or replacing damaged parts, the value of destroyed household items, and costs of repairing a building after natural disasters or accidents, will be covered.
When it comes to mortgages, insurance is often mandatory and includes insurance of the property itself against basic risks (fire, flood, etc.). It is also advisable to additionally insure your household items in order to provide complete protection for your home. The bank approving your loan will be able to provide specific information regarding the terms.
