ddor

Travel insurance package

Travel insurance package

This year’s itinerary includes safe travels!

Whether you’re travelling for business or planning on exploring new destinations on your vacation, a travel insurance package is a must if you want to make sure that you’re safe and protected while staying abroad.

Travelling often? DDOR’s travel insurance package is the right choice for you!

If you’re a frequent traveler, our travel insurance package provides comprehensive protection which covers all your needs during frequent travels. Our annual insurance option enables you to enjoy peace of mind every time you travel, without the need to renew your insurance whenever you set out for a new destination.

Unlike standard travel insurance, which is only valid for a short period of time, our annual travel insurance package covers an unlimited number of trips lasting up to 45 days each. This option is ideal for people who are frequently on the road, as it provides uninterrupted protection year-round – our annual insurance policy provides increased flexibility and security, while also being more cost-effective for frequent travelers.

Stay insured all year round for as little as 75 euros

Do you often travel outside of Serbia?

DDOR osiguranje’s exclusive offer includes insurance coverage 365 days a year for as little as 75 euros, with no deductible, and with maximum coverage for costs of necessary medical treatment and transportation in the amount of up to 30,000 euros per trip. This annual travel insurance package can be used for an unlimited number of travels abroad during one year, provided that each trip lasts up to 45 days.

Tailored to the needs of people who frequently travel outside the country for business or pleasure, this insurance product – unique on the Serbian market, is one step ahead in offering the best solutions in case of any problems you might encounter during your travel abroad.

By taking advantage of this offer, you can remain insured all year long, on an unlimited number of travels to any country in the world, without having to purchase an insurance policy each time you embark on a journey abroad. Thanks to our assistance company, “Europ Assistance“, we’ll be at your service in case of an accident, any time, any place. 

The travel insurance package covers medical costs in the amount of up to 30,000 euros, accident insurance – death up to 5,000 euros, disability up to 20,000 euros, third-party liability insurance abroad up to as much as 44,000 euros, per trip. Subject to our Terms and Conditions, it also provides insurance in extreme situations.

You can also insure your luggage in the amount of up to 300 euros, and since it’s not always possible to predict what might happen, DDOR also provides travel cancellation insurance.

Safe travels!

What is a travel insurance package?

A travel insurance package covers various types of risks which may occur during a trip abroad, including medical costs, travel cancellation, lost luggage, accidents, and other unexpected situations. This type of insurance is essential for anyone wanting to focus on enjoying their trip without stressing over potential problems.

Why is DDOR's travel insurance package important?

Travelling abroad inevitably includes potential unexpected circumstances. In the absence of adequate protection, accidents, sudden illnesses or the need for medical assistance can result in significant costs and ruin your trip.

Our travel insurance package covers not only medical services, but also protects you from numerous other uncomfortable situations, enabling you to travel with peace of mind, knowing that you are protected. DDOR osiguranje provides insurance in cooperation with the world-renowned assistance company “Europ Assistance“ which provides its services to 4% of the global population and professional interventions every two seconds.

Your safe travels begin here, with DDOR's travel insurance package

Enjoy safe, stress-free travels with DDOR’s travel insurance package. Our coverage is designed to protect you during all types of travels abroad, enabling you to focus on enjoying yourself at your destination, without having to worry about unexpected situations. Whether you’re travelling for business or pleasure, DDOR osiguranje is your reliable partner in ensuring that you’re protected every step of the way.

Who is the package for and what are its main benefits?

Anyone can conclude this travel insurance package – domestic and foreign nationals with permanent residence on the territory of Serbia. This package can be concluded as individual, family (for up to two adults and five minors, regardless of kinship) or group insurance.

If you already know how long you’ll be travelling for, you can conclude short-term insurance; alternately, for an unlimited number of travels, we provide annual insurance, which covers trips lasting up to 45 days.

Cover a vast array of destinations

Our travel insurance package covers numerous destinations around the world. Whether you’re travelling to Europe, Asia, Africa, America or Australia, rest assured that our insurance will provide adequate protection.

Which costs are covered by annual travel insurance?

DDOR’s travel insurance package, in cooperation with the world-renowned assistance company “Europ Assistance“, includes:

Travel health insurance, which covers:

  • Costs of treatment and transportation in the event of a sudden illness or accident during a stay abroad
  • Repatriation costs or costs of funeral abroad
  • Search and rescue costs, including helicopter rescue costs
  • Return-trip costs for one close person in case of hospital treatment lasting longer than five days
  • Costs of transportation and accommodation of the person accompanying the insured in case of a change of reservation
  • Costs of alternative transportation and overnight accommodation in case of unexpected events leading to missed connecting flights/rides or scheduled events

Each coverage is subject to Insurance Terms and Conditions.

Accident insurance, which covers:

  • Indemnity, subject to Insurance Terms and Conditions, in the event of an accident which results in disability or death during travelling or staying abroad.

Third-party liability insurance, which covers:

  • Liability for damage you unintentionally cause to third parties during a stay abroad, by using a bicycle, boat or by engaging in amateur sports, subject to Insurance Terms and Conditions.

ADDITIONAL COVERS

Luggage insurance, which covers:

  • Costs incurred due to lost, damaged, destroyed or stolen items, including those purchased during the trip. And if your luggage is delayed by more than 12 hours, we’ll reimburse you for the costs of buying new wardrobe items!

Coverage is subject to Insurance Terms and Conditions.

Travel cancellation insurance

  • If unexpected circumstances (accident, unexpected illness, property damage – fire, flood, even employment termination without prior notice) force you to cancel a trip abroad pre-arranged through a travel agency, this insurance will cover part of the sum already paid to the travel agency!


Travel cancellation insurance can be arranged separately, subject to the Terms and Conditions of travel cancellation insurance.

What should you do in the event of a sudden illness or accident?

If any of the insured events occurs, you should call the assistance company, “Europ Assistance“, immediately, by dialing the telephone number printed on your policy, and follow the instructions. Your costs will be reimbursed immediately or after you return to the country, subject to Insurance Terms and Conditions.

Our assistance company “Europ Assistance“ is available 24 hours a day, and will provide you with the necessary help and assistance for the entire duration of your travel and stay abroad. Legal assistance is also at your disposal, should you need it.

Insurance is concluded in line with the Terms and Conditions which apply to the travel insurance package.

For further information, please call our Customer Center on 0800 303 301.

DDOR travel insurance packages

DDOR offers a variety of travel insurance packages tailored to frequent travelers’ needs. If you’re planning several short or longer trips during the year, our travel insurance packages offer a wide range of covers and provide protection in all situations. The price of each travel insurance package depends on the type of package and destination, but rest assured that our packages are competitive in terms of pricing, and offer reliable services thanks to our cooperation with a respected global partner.

Example (10 DAYS)

BASIC PACKAGE

1. Travel health insurance abroad

Medical costs related to necessary treatment in the event of an illness or accident and medically indicated transportation of the insured

Costs of return-trip from Serbia to the location where the insured has been hospitalized for one close person of the insured

Costs of overnight accommodation and transportation caused by change of reservation for the person accompanying the insured

Costs of repatriation or costs of funeral abroad

Search and rescue costs, including helicopter rescue costs

Costs of alternative transportation needed due to unplanned delay

Additional costs caused by delay in the country of residence

Legal assistance: Costs of translator / attorney fees

2. Accident insurance

Death

Disability

Third-party liability insurance abroad

Basic package – total premium

4. Luggage insurance – ADDITIONAL COVERAGE

5. Travel cancellation insurance – ADDITIONAL COVERAGE

Basic package with additional covers – total premium

* The example is based on a travel arrangement worth 500 EUR

TERRITORIAL COVERAGE / INSURANCE COVERAGE

Worldwide

Up to the stipulated sum insured

Covered

Up to 50 euros per night / up to 7 nights

Up to the stipulated sum insured

Up to the stipulated sum insured

Covered

Max 100 euros per night

Up to the stipulated sum insured

Worldwide, including Serbia

Stipulated insured sum

Up to the stipulated sum insured

Worldwide / Up to the stipulated sum insured

Worldwide, including Serbia / Up to the stipulated sum insured

Serbia / Covered

INDIVIDUAL INSURANCE (10 DAYS)

LIMITS OF COVERAGE IN EUR

10.000

100%

22.000

11.000

100%

2.200 / 5.500

5.000

20.000

44.000

28,40 EUR

150

Price of travel arrangement

52,00 EUR

Don't take your chances when you travel! Calculate the price of your travel insurance package

Don’t let unexpected costs ruin your trip. Our international travel insurance calculator lets you calculate the price of your insurance based on your needs and destination, quickly and easily. All you need to do is fill in the required fields and we’ll email you our offer as soon as possible. Try our calculator and plan ahead when it comes to insuring your trips!

Your questions about out travel insurance package

  • What does the travel insurance package cover?

    The travel insurance package covers costs of necessary treatment and transportation in the event of a sudden illness or accident, repatriation costs, as well as emergency rescue costs. It also includes accident insurance, third-party liability insurance, as well as luggage insurance, and travel cancellation insurance. Detailed lists of covered services are available for each insurance package.

  • How can I calculate the price of my travel insurance?

    The price of your travel insurance package will depend on several different factors, such as the destination, trip duration, and type of coverage. Chat with our virtual assistant or use our handy calculator to calculate the price, fill in the required fields, and we’ll send you a personalized offer to your email as soon as possible.

  • Can I cancel my trip and will my insurance cover this?

    If you need to cancel your trip because of unexpected circumstances, such as illness, accident, property damage or employment termination, travel cancellation insurance will cover part of the sum you’ve already paid to the travel agency. This option can be purchased as an additional insurance package.

  • Which destinations does my insurance cover?

    Our travel insurance package covers trips to practically any country in the world. Specific terms and conditions and coverage may depend on whether the coverage you’ve arranged is worldwide or worldwide excluding Canada and America.

  • Roadside Assistance

    Think of Roadside Assistance as your safety net in unforeseen situations which can happen on the road. Whether you're experiencing an engine fault or need your car to be towed, this service makes sure that you're not left on your own when you need help the most.

  • Moja kućica – insurance of apartments and houses

    A home is much more than the place you hang your hat; it's where you live, make memories, and create a safe haven for yourself and your loved ones. That's why it's important to protect it from unexpected risks. The “Moja kućica” program provides comprehensive coverage for your home – house or apartment, and for the items in it.