Mini casco – an alternative for vehicles that are 7 or more years old
Mini casco insurance is a cost-effective alternative to casco insurance, designed for drivers who seek protection against some of the basic risks for a lower premium. Unlike casco insurance, mini casco covers a set of predefined risks.
This option is only available for vehicles that are 7 or more years old. However, certain vehicle brands may not be eligible for this cover, regardless of their age.
Difference between casco and mini casco insurance
Casco insurance provides comprehensive protection, including coverage for damage arising from traffic accidents, theft, fire, natural disasters, explosions, thermal and chemical external effects, fall of an aircraft, manifestations and demonstrations, acts of vandalism by third parties, and damage caused by wild and domestic animals. This option is more expensive, but it ensures complete security for your vehicle.
Mini casco provides basic protection that, for example, covers damage caused by traffic accidents, theft, and natural disasters. It does not cover damage caused by fire, fall or impact of an object, or vandalism. This makes it a cost-effective option, ideal for older vehicles worth between 1,000 and 6,000 euros or for drivers looking for basic protection.
If you wish to fully protect your vehicle, casco is a better choice. Mini casco is a good solution in case you are looking for a more affordable option.
